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Here are some answers to frequently asked questions for the staff at calypsoloans.co.uk
I won’t get paid for another two weeks and I need money today because I have an important bill to pay. Will I qualify?
If you have been in your job for even a few pay periods and you are waiting for your paycheck, you can still apply for a loan. Of course you will need to provide your bank account information so that money can be transferred to you.
I was sick last year and I missed a lot of payments on my bills and my car. I am just now catching up by paying the money that I owe. Can I get a short-term loan?
Our panel of lenders cater for all credit histories and some may be able to help you if you have poor credit – something you will see once you have filled in the application form.
If my credit is really bad, but I have a good job, will you lend money to me?
All you need to to apply and be approved is a steady form of employment and an active bank account.
I wanted to sign up, get a loan, and then pay it back using my bank account. Can I do that?
You should be able to. When you fill out your application form, just make certain that you select the proper length of time for a payback so that you will have time to put the money in your bank and then transfer it back to the lender.
Where do I go to drop off the money or verify my information?
Our lenders who provide short-term loans do not require that you go to a physical location to provide your information. You will fill in a form online and if approved by one of our lenders the money will be transferred directly into your account.
I’m in Wales. Do you service Wales?
Our services are good throughout the United Kingdom. Because we are online, you should find that the process is simplified and your ability to get a quick decision is greatly enhanced. If you do encounter any problems or questions while you are filling in your form, please contact us via e-mail so that we may answer you expediently.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk. Representative example: £400 borrowed for 30 days. Total amount repayable is £459.36.
Interest charged is £59.36, interest rate 180.5% (variable). Representative 728.9% APR. CalypsoLoans.Co.uk is a registered trading name of Hellcat Media Limited
which is an Introducer Appointed Representative of Quint Group Limited, who are a credit broker not a lender.